The POS machine in the era of mobile payment will be eliminated. What do you think of the old iron?

Viewpoint 1: Within three years, bank cards and POS terminals will be replaced by mobile payments!

Small to the vegetable market to buy food, large to Shangchao to buy home appliances, people are more inclined to use Alipay or WeChat payment and other mobile payments to make payments than using bank cards. From the changes in people's daily consumption habits, it is not difficult to see that mobile payment has replaced the bank card and POS terminal has become the trend of the times. Not only for consumers, Internet payment companies have developed a number of smart collection products for merchants. For example, the singer-receiving expert newly developed by ant Jinfu landing partner Hubei Clicks Technology Co., Ltd., as a smart collection tool, not only supports credit card, bank card payment, but also has flowers, Alipay, Huali, etc. Mode. Therefore, relevant industry insiders believe that within three years, bank cards and POS terminals will be replaced by mobile payments.

Viewpoint 2: No card payment is the development trend of the future payment industry, but the POS machine cannot be completely replaced!

With the rapid development of Internet information technology, POS machines on the market are no longer the traditional card payment devices. The mobile POS terminal represented by Lakara and accompanying payment also has value-added services such as support for scanning code payment on the basis of reading bank card information for receipt. There are still many problems in the mobile payment market that need to be standardized. The central bank has also introduced a series of policies to regulate the mobile payment market. In the future, some small transactions or remote transactions may be replaced by mobile payments, but POS machines cannot be completely replaced.

Regarding whether mobile payment will replace POS machine, apart from the above two statements, what is your opinion? After three years, is there any speculation in the market that is only a guess or an inevitable trend?